The subscription tracker that isn't a subscription.

Upload your bank statement. AI finds every recurring charge. Cancel what you're done with, and recover the charges that shouldn't have happened.

We ran the founder's own statements through it and found $21,424 a year in recurring charges.

Your first scan is free and shows your first three finds. $19 once unlocks everything.

No bank login
Statements never stored
First scan free
Subtracker mobile app showing subscription calendar with day detail and upcoming charges
Find

Every recurring charge, surfaced.

AI reads your statement and pulls out every subscription, including the ones that changed names, bill once a year, or crept up in price.

Cancel

The way out of each one.

For every service we show you the cancellation route that actually works, with a ready-to-send notice so the date is on record. Guided cancellation is free.

Recover

Money back on wrong charges.

Charged after cancelling, billed twice, or hit with a price rise you never agreed to? We demand it back from the merchant as your authorised agent.

See every charge before it hits.

Your subscriptions on a calendar with brand-coloured dots for each service. Tap any day to see what's charging, how much, and when it renews next.

Subtracker mobile calendar view showing subscription charges by day

You're probably paying for something you forgot about right now.

A free trial you forgot to cancel. A gym you stopped going to. An AI tool you tried once. They add up quietly, and by the time you notice, you've been paying for months.

Spreadsheets die after a week. Bank apps show categories, not subscriptions. And other subscription trackers? They charge you monthly to track things that charge you monthly. We thought that was a bit on the nose.

Upload one PDF. See everything.

Download your bank statement, drag it in, done. AI reads it and pulls out every recurring charge. Works with PDFs, CSVs, Excel files, even photos of paper statements.

Subtracker mobile upload interface for bank statements

We send the demand and chase the merchant.

Most tools hand you a complaint template and wish you luck. We do the work. Tell us the charges you want back and we email the merchant a formal demand under Australian Consumer Law as your authorised agent. Letters that quote your statement are harder to argue with, so attach the charge from the statement you already uploaded.

Then we chase it. A follow-up if they go quiet, a check-in at day 40, and every reply lands on your case timeline where you can read it. We write on your behalf, we don't give legal advice, and we can't promise an outcome.

The guarantee

A fee fixed upfront, never a cut of your money back.

The fee is worked out as 10% of what you're owed, with a $5 minimum and a $49 cap, paid upfront. Whatever we recover is 100% yours. If you recover nothing by day 45, the fee refunds automatically. Your first case is free once you've unlocked the tracker.

It doesn't stop at the audit.

Get an email before each renewal. Subscribe to your renewal calendar in Apple Calendar, Google Calendar, or Outlook. Notifications on your phone, watch, and desktop.

Subtracker mobile list view showing subscription renewal dates and amounts

Your bank statement is none of our business.

No Plaid. No passwords. We disagree with apps demanding your bank login. Your statement is analysed then deleted, and we keep the subscription data only. The one exception is a charge you attach to a refund case, kept with your consent as evidence. We can't see your balance and can't move money.

Subtracker mobile spending breakdown by category

One price to unlock. The rest is free or capped.

No recurring billing anywhere. Nothing here renews, and nothing costs more than $49.

First scan

Upload a statement and see your first three finds.

Free
Full unlock

The whole dashboard, reminders, calendar sync, watchlist, and your first refund case free. Not a subscription.

$19 once
Refund case

A fee to chase a wrong charge, paid upfront and refunded if you recover nothing. First one is free with the unlock.

10%, min $5, cap $49
Guided cancellation

The working cancellation route for any service, with a ready-to-send notice.

Free
Full Cleanup

Launch price. We audit every statement, cancel the subscriptions you tick, and chase every wrong charge with no per-case fees. The tracker unlock is included.

$49 once

The average resolved complaint returns $100 to $200 (industry data), so the bundle typically pays for itself with the first refund. The cancellations are the bonus.

Frequently Asked Questions

You already know you're paying for something you don't use.

Your first scan is free and shows your first three finds. $19 once unlocks everything, then it's yours forever.

Secure payment via Stripe. 14-day refund policy.