Building a subscription tracker that isn't a subscription itself

Subscriptions are designed to be invisible. Signing up is frictionless; cancelling is deliberately hard. There's no natural "review moment" built into the subscription lifecycle.

We've all been there. You see an unexpected charge on your bank statement for something you forgot about. "Another $15 I didn't need to spend." For businesses and freelancers, the pain is even worse: sitting down with your accountant and discovering you spent $10k in 6 months on SaaS tools, many of which you barely use.

The Irony of Subscription Trackers

When people realise they are losing money to subscription sprawl, they turn to subscription trackers. But the most popular options on the market share a devastating flaw: they charge you a monthly subscription to track your subscriptions.

Others demand your banking login credentials via Plaid, constantly monitoring your transactions, and some even take a 30-40% cut of whatever savings they negotiate on your behalf. We fundamentally disagree with this approach.

A Privacy-First, One-Time Approach

To give users back control, we built Subtracker around three core principles:

• No Bank Logins: You just upload a PDF or CSV statement. Your statement is analysed securely, then immediately deleted — we only store the subscription data we find.
• AI-Powered Analysis: Our engine extracts recurring charges automatically — no Plaid, no bank login, no ongoing access to your accounts.
• One-Time Payment: Pay $19 once. Lifetime access to the product. We are the anti-subscription subscription tracker.

The AI analysis is just the beginning. The system sends you a simple email exactly 3 days before any tracked subscription is set to renew, giving you time to cancel without stressing.

Loss of control over personal finances hurts. But with one upload, you get full visibility. Know exactly what you're paying for, when each charge hits, and what the total is. Stop paying for forgetfulness, and get back to what matters.